{"id":23770,"date":"2022-11-01T07:06:30","date_gmt":"2022-11-01T07:06:30","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=23770"},"modified":"2022-11-01T07:06:30","modified_gmt":"2022-11-01T07:06:30","slug":"bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/","title":{"rendered":"BDDK’dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi"},"content":{"rendered":"

Yeni Geli\u015fmeler<\/strong><\/h3>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (“BDDK<\/strong>“), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik Tasla\u011f\u0131’n\u0131 (“Taslak De\u011fi\u015fiklik<\/strong>“) 28 Ekim 2022 tarihinde yay\u0131mlad\u0131. Taslak de\u011fi\u015fiklik hakk\u0131nda g\u00f6r\u00fc\u015fler duzenleme@bddk.org.tr<\/a> adresine e-posta ile iletilebilecek.<\/p>\n

Taslak De\u011fi\u015fiklik ne getiriyor?<\/strong><\/h3>\n

Taslak De\u011fi\u015fiklik, kart \u015femas\u0131 kavram\u0131n\u0131 tan\u0131ml\u0131yor ve yabanc\u0131 kart \u015femas\u0131 kurulu\u015flar\u0131n T\u00fcrkiye’de faaliyet g\u00f6stermesini \u00e7e\u015fitli k\u0131staslara ba\u011fl\u0131yor.<\/p>\n

Kart \u015eemas\u0131<\/strong><\/h3>\n

Taslak De\u011fi\u015fiklik, kart \u015femas\u0131n\u0131 “bir kartl\u0131 sistem kurulu\u015funun i\u015fleyi\u015fini destekleyen altyap\u0131 ve \u00f6deme sisteminden ba\u011f\u0131ms\u0131z olarak, bu i\u015fleyi\u015fin y\u00fcr\u00fct\u00fclmesinden sorumlu y\u00f6netim ve karar organlar\u0131 ile organizasyon yap\u0131s\u0131 da d\u00e2hil olmak \u00fczere, kartl\u0131 \u00f6deme i\u015flemlerinin ger\u00e7ekle\u015ftirilmesini sa\u011flayan kurallar, uygulamalar, rehberler ve standartlar b\u00fct\u00fcn\u00fc” olarak tan\u0131ml\u0131yor.<\/p>\n

Yeni Y\u00fck\u00fcml\u00fcl\u00fckler<\/strong><\/h3>\n

Taslak De\u011fi\u015fiklik, T\u00fcrkiye’de \u00e7\u0131kar\u0131lan banka ve kredi kartlar\u0131yla ilgili olarak a\u015fa\u011f\u0131daki hususlar\u0131 i\u00e7eriyor:<\/p>\n

    \n
  • Kart \u00e7\u0131karan kurulu\u015flar m\u00fc\u015fterilerine yurt i\u00e7inde kulland\u0131racaklar\u0131 kartlar\u0131, T\u00fcrkiye’de faaliyet izni bulunmayan bir kartl\u0131 sistem kurulu\u015funun kart \u015femas\u0131na tek ba\u015f\u0131na tan\u0131ml\u0131 olarak \u00e7\u0131karamayacak.<\/li>\n
  • T\u00fcrkiye’de faaliyet izni bulunmayan bir kartl\u0131 sistem kurulu\u015funun kart \u015femalar\u0131n\u0131n yurt i\u00e7inde kullan\u0131lacak bir kartta tan\u0131ml\u0131 olmas\u0131, ancak s\u00f6z konusu kartlarda T\u00fcrkiye’de faaliyet izni alm\u0131\u015f bir kartl\u0131 sistem kurulu\u015funun kart \u015femas\u0131n\u0131n da tan\u0131ml\u0131 olmas\u0131 halinde m\u00fcmk\u00fcn olacak.<\/li>\n
  • Kart \u00fczerinde belli bir kart \u015femas\u0131 markas\u0131na yer verilecekse, kart\u0131n tan\u0131ml\u0131 oldu\u011fu t\u00fcm kart \u015femas\u0131 markalar\u0131na yer vermesi gerekecek.<\/li>\n
  • Kart \u00e7\u0131karan kurulu\u015flar, kart ba\u015fvurular\u0131nda m\u00fc\u015fteriyi t\u00fcm kart \u015femas\u0131 se\u00e7eneklerinin yurt i\u00e7i ve yurt d\u0131\u015f\u0131 kullan\u0131mlar\u0131, i\u015flevleri, g\u00fcvenli\u011fi, maliyetleri gibi konularda a\u00e7\u0131k ve objektif olarak bilgilendirecek; m\u00fc\u015fteriye kart\u0131n hangi kartl\u0131 sistem kurulu\u015funun kart \u015femas\u0131 ile \u00e7\u0131kar\u0131laca\u011f\u0131na ili\u015fkin tercih hakk\u0131 sunacak ve bu tercihe uymakla y\u00fck\u00fcml\u00fc olacak.<\/li>\n
  • Kart \u00e7\u0131karan kurulu\u015flar, m\u00fc\u015fteriyi birden fazla kart \u015femas\u0131 se\u00e7ene\u011fini ayn\u0131 anda tercihe zorlayamayacak ve m\u00fc\u015fterinin birden fazla kart \u015femas\u0131n\u0131 ayn\u0131 anda kullanmay\u0131 tercih etmesi halinde kart\u0131na \u00f6ncelikli olarak hangi \u015feman\u0131n uygulanaca\u011f\u0131n\u0131 belirleyebilmesini sa\u011flayacak. M\u00fc\u015fterinin bu \u00f6ncelikli kart \u015femas\u0131 tercihini de\u011fi\u015ftirmeyi talep etmesi halinde de\u011fi\u015fikli\u011fi en ge\u00e7 15 g\u00fcn i\u00e7erisinde yerine getirecek.<\/li>\n
  • Kart\u0131n T\u00fcrkiye’de faaliyet izni bulunan bir \u00fcye i\u015fyeri anla\u015fmas\u0131 yapan kurulu\u015fun POS’unda kullan\u0131m\u0131, kart\u0131n yurt i\u00e7inde kullan\u0131lmas\u0131 olarak kabul edilecek.<\/li>\n
  • Kart \u00e7\u0131karan kurulu\u015flar\u0131n Taslak De\u011fi\u015fiklik’in y\u00fcr\u00fcrl\u00fc\u011fe girece\u011fi tarih \u00f6ncesinde \u00e7\u0131kard\u0131klar\u0131 kartlar, yukar\u0131daki y\u00fck\u00fcml\u00fcl\u00fck ve s\u0131n\u0131rlamalardan muaf olacak. Bu kartlar, y\u00fcr\u00fcrl\u00fck tarihi sonras\u0131nda yenilenmeleri durumunda bu y\u00fck\u00fcml\u00fcl\u00fck ve s\u0131n\u0131rlamalara tabi olacak.<\/li>\n<\/ul>\n

    Taslak De\u011fi\u015fiklik uyar\u0131nca \u00fcye i\u015fyeri anla\u015fmas\u0131 yapan kurulu\u015flar:<\/p>\n

      \n
    • POS’lar\u0131 \u00fczerinde t\u00fcm T\u00fcrkiye’de faaliyet izni alm\u0131\u015f kartl\u0131 sistem kurulu\u015flar\u0131n\u0131n kart \u015femalar\u0131n\u0131 tan\u0131mlamakla y\u00fck\u00fcml\u00fc olacak.<\/li>\n
    • Kartta POS \u00fczerinde de tan\u0131ml\u0131 olan birden fazla kartl\u0131 sistem kurulu\u015fu kart \u015femas\u0131n\u0131n tan\u0131ml\u0131 olmas\u0131 halinde, m\u00fc\u015fteri aksini belirtmedi\u011fi s\u00fcrece otomatik olarak m\u00fc\u015fterinin \u00f6ncelikli kart \u015femas\u0131n\u0131 kulland\u0131racak, m\u00fc\u015fterinin kartta tan\u0131ml\u0131 farkl\u0131 bir kart \u015femas\u0131n\u0131 belirtmesi halinde, kurulu\u015flar bunu kulland\u0131rmakla y\u00fck\u00fcml\u00fc olacak. Di\u011fer bir ifadeyle, m\u00fc\u015fteri kullanmak istedi\u011fi kart \u015femas\u0131n\u0131 i\u015flem \u00f6zelinde de\u011fi\u015ftirebilecek.<\/li>\n<\/ul>\n

      Kart \u00e7\u0131karan kurulu\u015flar, yurt d\u0131\u015f\u0131nda yerle\u015fik i\u015fyerleri taraf\u0131ndan T\u00fcrkiye’de yerle\u015fik ki\u015filere y\u00f6nelik faaliyetlerde, yurt d\u0131\u015f\u0131ndaki bu i\u015fyerlerine tahsis edilmi\u015f POS’lardan gelen i\u015flem onay\u0131 isteklerini, bu isteklerin yaln\u0131zca T\u00fcrkiye’de \u00fcye i\u015fyeri anla\u015fmas\u0131 yapma faaliyet izni bulunan bir kurulu\u015fun POS’undan gelmesi \u015fart\u0131yla onaylayabilecek.<\/p>\n

      Yurt d\u0131\u015f\u0131nda yerle\u015fik i\u015fyerlerinin, T\u00fcrkiye’de i\u015fyeri a\u00e7mas\u0131, T\u00fcrk\u00e7e internet sitesi olu\u015fturmas\u0131 veya sunulan mal ve hizmetlere ili\u015fkin olarak do\u011frudan ve\/veya T\u00fcrkiye’de yerle\u015fikler arac\u0131l\u0131\u011f\u0131yla tan\u0131t\u0131m ve pazarlama ger\u00e7ekle\u015ftirmesi halinde faaliyetlerin T\u00fcrkiye’de yerle\u015fik ki\u015filere y\u00f6nelik oldu\u011fu kabul edilecek.<\/p>\n

      Sonu\u00e7<\/strong><\/h3>\n

      BDDK, Taslak De\u011fi\u015fiklik ile kart \u015femalar\u0131 olan yabanc\u0131 kartl\u0131 sistem kurulu\u015flar\u0131n\u0131n T\u00fcrkiye’de faaliyet izni almas\u0131n\u0131 te\u015fvik etmeyi ve yereldeki kartl\u0131 \u00f6demeler ekosisteminin geli\u015fmesini ama\u00e7lamaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

      Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (“BDDK“), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik Tasla\u011f\u0131’n\u0131 […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120],"tags":[160],"class_list":["post-23770","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","tag-finansal-teknolojiler-fintek"],"acf":[],"yoast_head":"\nBDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi<\/title>\n<meta name=\"description\" content=\"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu ("BDDK"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi\" \/>\n<meta property=\"og:description\" content=\"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu ("BDDK"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\" \/>\n<meta property=\"og:site_name\" content=\"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-01T07:06:30+00:00\" \/>\n<meta name=\"author\" content=\"R\u0131dvan Konrat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"R\u0131dvan Konrat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\"},\"author\":{\"name\":\"R\u0131dvan Konrat\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/42c8e616aab56b8622fa365ad63282ae\"},\"headline\":\"BDDK’dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi\",\"datePublished\":\"2022-11-01T07:06:30+00:00\",\"dateModified\":\"2022-11-01T07:06:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\"},\"wordCount\":821,\"publisher\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#organization\"},\"keywords\":[\"Finansal Teknolojiler - Fintek\"],\"articleSection\":[\"Hukuk B\u00fcltenleri\"],\"inLanguage\":\"tr\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\",\"url\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\",\"name\":\"BDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi\",\"isPartOf\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#website\"},\"datePublished\":\"2022-11-01T07:06:30+00:00\",\"dateModified\":\"2022-11-01T07:06:30+00:00\",\"description\":\"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\\\"BDDK\\\"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair\",\"breadcrumb\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.esin.av.tr\/tr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BDDK’dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#website\",\"url\":\"https:\/\/www.esin.av.tr\/tr\/\",\"name\":\"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.esin.av.tr\/tr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#organization\",\"name\":\"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131\",\"url\":\"https:\/\/www.esin.av.tr\/tr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2021\/09\/esin-2.jpg\",\"contentUrl\":\"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2021\/09\/esin-2.jpg\",\"width\":800,\"height\":460,\"caption\":\"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131\"},\"image\":{\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/42c8e616aab56b8622fa365ad63282ae\",\"name\":\"R\u0131dvan Konrat\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b20c6c583be38ed4e76e32f69fccc676?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b20c6c583be38ed4e76e32f69fccc676?s=96&d=mm&r=g\",\"caption\":\"R\u0131dvan Konrat\"},\"sameAs\":[\"http:\/\/www.esin.av.tr\"],\"url\":\"https:\/\/www.esin.av.tr\/tr\/author\/rkonrat\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi","description":"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\"BDDK\"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/","og_locale":"tr_TR","og_type":"article","og_title":"BDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi","og_description":"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\"BDDK\"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair","og_url":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/","og_site_name":"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131","article_published_time":"2022-11-01T07:06:30+00:00","author":"R\u0131dvan Konrat","twitter_card":"summary_large_image","twitter_misc":{"Written by":"R\u0131dvan Konrat","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#article","isPartOf":{"@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/"},"author":{"name":"R\u0131dvan Konrat","@id":"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/42c8e616aab56b8622fa365ad63282ae"},"headline":"BDDK’dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi","datePublished":"2022-11-01T07:06:30+00:00","dateModified":"2022-11-01T07:06:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/"},"wordCount":821,"publisher":{"@id":"https:\/\/www.esin.av.tr\/tr\/#organization"},"keywords":["Finansal Teknolojiler - Fintek"],"articleSection":["Hukuk B\u00fcltenleri"],"inLanguage":"tr"},{"@type":"WebPage","@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/","url":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/","name":"BDDK'dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi","isPartOf":{"@id":"https:\/\/www.esin.av.tr\/tr\/#website"},"datePublished":"2022-11-01T07:06:30+00:00","dateModified":"2022-11-01T07:06:30+00:00","description":"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\"BDDK\"), Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair","breadcrumb":{"@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.esin.av.tr\/tr\/2022\/11\/01\/bddkdan-kart-semalari-icin-devrim-niteliginde-mevzuat-degisikligi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.esin.av.tr\/tr\/"},{"@type":"ListItem","position":2,"name":"BDDK’dan Kart \u015eemalar\u0131 i\u00e7in Devrim Niteli\u011finde Mevzuat De\u011fi\u015fikli\u011fi"}]},{"@type":"WebSite","@id":"https:\/\/www.esin.av.tr\/tr\/#website","url":"https:\/\/www.esin.av.tr\/tr\/","name":"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131","description":"","publisher":{"@id":"https:\/\/www.esin.av.tr\/tr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.esin.av.tr\/tr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/www.esin.av.tr\/tr\/#organization","name":"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131","url":"https:\/\/www.esin.av.tr\/tr\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.esin.av.tr\/tr\/#\/schema\/logo\/image\/","url":"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2021\/09\/esin-2.jpg","contentUrl":"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2021\/09\/esin-2.jpg","width":800,"height":460,"caption":"Esin Avukatl\u0131k Ortakl\u0131\u011f\u0131"},"image":{"@id":"https:\/\/www.esin.av.tr\/tr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/42c8e616aab56b8622fa365ad63282ae","name":"R\u0131dvan Konrat","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.esin.av.tr\/tr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b20c6c583be38ed4e76e32f69fccc676?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b20c6c583be38ed4e76e32f69fccc676?s=96&d=mm&r=g","caption":"R\u0131dvan Konrat"},"sameAs":["http:\/\/www.esin.av.tr"],"url":"https:\/\/www.esin.av.tr\/tr\/author\/rkonrat\/"}]}},"_links":{"self":[{"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/posts\/23770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/comments?post=23770"}],"version-history":[{"count":2,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/posts\/23770\/revisions"}],"predecessor-version":[{"id":23772,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/posts\/23770\/revisions\/23772"}],"wp:attachment":[{"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/media?parent=23770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/categories?post=23770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.esin.av.tr\/tr\/wp-json\/wp\/v2\/tags?post=23770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}