{"id":23131,"date":"2022-06-27T07:15:22","date_gmt":"2022-06-27T07:15:22","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=23131"},"modified":"2022-06-27T07:15:22","modified_gmt":"2022-06-27T07:15:22","slug":"yurt-disi-ile-turev-islemler-caydiriliyor","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2022\/06\/27\/yurt-disi-ile-turev-islemler-caydiriliyor\/","title":{"rendered":"Yurt D\u0131\u015f\u0131 ile T\u00fcrev \u0130\u015flemler Cayd\u0131r\u0131l\u0131yor"},"content":{"rendered":"<h3><strong>Yeni Geli\u015fmeler<\/strong><\/h3>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;<strong>BDDK<\/strong>&#8220;), 23 Haziran 2022 tarihli 10248 say\u0131l\u0131 karar\u0131yla yurt d\u0131\u015f\u0131 yerle\u015fiklerle t\u00fcrev i\u015flem ger\u00e7ekle\u015ftiren bankalar ve finansal kurulu\u015flar d\u0131\u015f\u0131ndaki yurt i\u00e7i yerle\u015fik ki\u015filere y\u00f6nelik cayd\u0131r\u0131c\u0131 bir ad\u0131m att\u0131.<\/p>\n<h3><strong>Karar ne anlama geliyor?<\/strong><\/h3>\n<p>De\u011fi\u015fiklik \u00f6ncesinde, yurt d\u0131\u015f\u0131 yerle\u015fik ki\u015filerle t\u00fcrev i\u015flem yap\u0131p yapmad\u0131\u011f\u0131na bak\u0131lmaks\u0131z\u0131n ticari nitelikteki nakdi krediler kapsam\u0131nda sermaye yeterlili\u011fi hesaplamas\u0131 yap\u0131l\u0131rken uygulanan risk a\u011f\u0131rl\u0131\u011f\u0131 kredi m\u00fc\u015fterisinin derecelendirme notuna g\u00f6re %20 ile %150 aras\u0131nda de\u011fi\u015fmekteydi. BDDK&#8217;n\u0131n 28 Nisan 2022 tarihli 10188 say\u0131l\u0131 karar\u0131yla, 1 May\u0131s 2022 tarihi itibariyle, baz\u0131 istisnalar haricinde, ticari nitelikteki nakdi krediler i\u00e7in sermaye yeterlili\u011fi hesaplamas\u0131nda uygulanan bu oran, %200 risk a\u011f\u0131rl\u0131\u011f\u0131 uygulanacak \u015fekilde art\u0131r\u0131lm\u0131\u015ft\u0131.<\/p>\n<p>Bu defa yap\u0131lan de\u011fi\u015fiklik ile yurt d\u0131\u015f\u0131 yerle\u015fiklerle t\u00fcrev i\u015flem ger\u00e7ekle\u015ftiren bankalar ve finansal kurulu\u015flar d\u0131\u015f\u0131ndaki yurt i\u00e7i yerle\u015fik ki\u015filere kulland\u0131r\u0131lacak T\u00fcrk liras\u0131 ve yabanc\u0131 para cinsinden ticari nitelikteki nakdi krediler kapsam\u0131nda sermaye yeterlili\u011fi oran\u0131 hesaplamas\u0131 kapsam\u0131nda kredi riskine esas tutar hesaplan\u0131rken kullan\u0131lan yakla\u015f\u0131mdan ba\u011f\u0131ms\u0131z olarak, kredi riski azalt\u0131m teknikleri, kredi derecelendirme notlar\u0131 ve gayrimenkul ipotekleri dikkate al\u0131nmaks\u0131z\u0131n, %500 risk a\u011f\u0131rl\u0131\u011f\u0131 uygulanmas\u0131na karar verildi.<\/p>\n<h3><strong>Sonu\u00e7<\/strong><\/h3>\n<p>S\u00f6z konusu de\u011fi\u015fiklik ile yurt d\u0131\u015f\u0131 yerle\u015fikler ile t\u00fcrev i\u015flem yapan yurt i\u00e7i yerle\u015fiklerin ticari nitelikte nakdi kredi kullanma maliyetlerinin artaca\u011f\u0131 ve dolay\u0131s\u0131yla, bu m\u00fc\u015fterilerin T\u00fcrkiye&#8217;de yerle\u015fik finansal kurulu\u015flarla bu t\u00fcr i\u015flemlere y\u00f6nlenece\u011fi tahmin ediliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;BDDK&#8220;), 23 Haziran 2022 tarihli 10248 say\u0131l\u0131 karar\u0131yla yurt d\u0131\u015f\u0131 yerle\u015fiklerle t\u00fcrev i\u015flem [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120],"tags":[90],"class_list":["post-23131","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","tag-banking-finance-tr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Yurt D\u0131\u015f\u0131 ile T\u00fcrev \u0130\u015flemler Cayd\u0131r\u0131l\u0131yor<\/title>\n<meta name=\"description\" content=\"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&quot;BDDK&quot;), 23 Haziran 2022 tarihli 10248 say\u0131l\u0131 karar\u0131yla yurt d\u0131\u015f\u0131 yerle\u015fiklerle t\u00fcrev i\u015flem\" \/>\n<meta name=\"robots\" content=\"index, follow, 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