{"id":19858,"date":"2021-08-10T12:40:42","date_gmt":"2021-08-10T12:40:42","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=19858"},"modified":"2021-09-14T22:36:08","modified_gmt":"2021-09-14T22:36:08","slug":"bankacilik-ucretlerinde-guncelleme","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2021\/08\/10\/bankacilik-ucretlerinde-guncelleme\/","title":{"rendered":"Bankac\u0131l\u0131k \u00dccretlerinde G\u00fcncelleme"},"content":{"rendered":"

Yeni Geli\u015fmeler<\/strong><\/p>\n

2020\/4 No’lu Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f (“\u00dccret Tebli\u011fi<\/strong>“) ve 2020\/7 No’lu Finansal T\u00fcketicilerden Al\u0131nacak \u00dccretlere \u0130li\u015fkin Us\u00fbl ve Esaslar Hakk\u0131nda Tebli\u011f’de (“Finansal T\u00fcketici Tebli\u011fi<\/strong>“) yap\u0131lan de\u011fi\u015fiklikler 9 A\u011fustos 2021 tarihli ve 31563 say\u0131l\u0131 Resmi Gazete’de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe girdi.<\/p>\n

\u00dccret Tebli\u011fi ile ilgili yay\u0131nlad\u0131\u011f\u0131m\u0131z ge\u00e7mi\u015f mevzuat b\u00fcltenlerimize a\u015fa\u011f\u0131daki linklerden ula\u015fabilirsiniz.<\/p>\n

https:\/\/www.esin.av.tr\/tr\/2020\/02\/26\/bankalarin-ucret-ve-komisyonlarina-yeni-sinirlamalar\/<\/a>
\nhttps:\/\/www.esin.av.tr\/tr\/2020\/04\/07\/merkez-bankasinin-uygulama-talimati-bankalarin-ucret-ve-komisyonlarina-netlik-getirildi\/<\/a>
\nhttps:\/\/www.esin.av.tr\/tr\/2021\/01\/05\/2021-yili-fast-ile-basladi\/<\/a><\/u><\/p>\n

De\u011fi\u015fiklik Ne Getiriyor?<\/strong><\/p>\n

\u00dccret Tebli\u011fi’nde yap\u0131lan \u00f6nemli de\u011fi\u015fiklikler \u015fu \u015fekilde:<\/p>\n

\u2022 Proje finansman\u0131, sat\u0131n al\u0131m ve birle\u015fme finansman\u0131, \u00f6zelle\u015ftirme finansman\u0131 ve yap\u0131land\u0131r\u0131lm\u0131\u015f finansman ile bunlar\u0131n refinansman\u0131 i\u00e7in \u00f6zel kredi s\u00f6zle\u015fmeleri veya genel kredi s\u00f6zle\u015fmesine ek s\u00f6zle\u015fme ve protokoller kapsam\u0131nda kulland\u0131r\u0131lan krediler kar\u015f\u0131l\u0131\u011f\u0131nda al\u0131nan \u00fccretler ticari krediler kategorisi kapsam\u0131nda de\u011ferlendirilmeyecek. Di\u011fer bir ifadeyle, bu i\u015flemler \u00dccret Tebli\u011f’inde \u00f6ng\u00f6r\u00fclen kredi tahsis, kulland\u0131r\u0131m, teminatland\u0131rma, kredi kapama gibi \u00fccret kalemlerine ili\u015fkin s\u0131n\u0131rlamalara tabi olmayacak.<\/p>\n

\u2022 Teminatland\u0131rma i\u00e7in (ta\u015f\u0131n\u0131r ve ta\u015f\u0131nmazlara ili\u015fkin rehin ve ipotek tesisleri ile ekspertiz i\u015flemleri) al\u0131nabilecek \u00fccret bankalar taraf\u0131ndan \u00fc\u00e7\u00fcnc\u00fc ki\u015filere \u00f6denen tutar\u0131n y\u00fczde on be\u015f fazlas\u0131n\u0131, hizmetin banka b\u00fcnyesinde sunulmas\u0131 halinde ise hizmetin makul bedelini ge\u00e7emeyecek.<\/p>\n

\u2022 ATM’lerden yapilan elektronik fon transfer (“EFT<\/strong>“) islemlerinde, 1.000 TL veya daha d\u00fcs\u00fck tutardaki islemlerde uygulanabilecek azami \u00fccret i\u015flem ba\u015f\u0131na 2 TL yerine 4 TL’yi, 1.000 TL ile 50.000 TL arasindaki islemler i\u00e7in i\u015flem ba\u015f\u0131na 5 TL yerine 8 TL’yi a\u015famayacak.<\/p>\n

\u2022 Yurt d\u0131\u015f\u0131nda ihra\u00e7 edilmi\u015f kartlar\u0131n kullan\u0131ld\u0131\u011f\u0131 i\u015flemlerde, i\u015flem tutar\u0131n\u0131n \u00fcye i\u015fyerinin serbest kullan\u0131m\u0131na ertesi g\u00fcn aktar\u0131lmas\u0131 halinde, uygulanacak azami \u00fcye i\u015fyeri \u00fccreti y\u00fczde 1,90’i ge\u00e7emeyecek. Bu oran daha \u00f6nce 1,60 olarak belirlenmi\u015fti.<\/p>\n

Sonu\u00e7<\/strong><\/p>\n

De\u011fi\u015fiklikler ile baz\u0131 bankac\u0131l\u0131k \u00fccret kalemleri g\u00fcncellendi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Yeni Geli\u015fmeler 2020\/4 No’lu Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f (“\u00dccret Tebli\u011fi“) ve 2020\/7 No’lu […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120],"tags":[90],"class_list":["post-19858","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","tag-banking-finance-tr"],"acf":[],"yoast_head":"\nBankac\u0131l\u0131k \u00dccretlerinde G\u00fcncelleme<\/title>\n<meta name=\"description\" content=\"Yeni Geli\u015fmeler 2020\/4 No'lu Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f ("\u00dccret Tebli\u011fi") ve 2020\/7\" \/>\n<meta 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