{"id":18254,"date":"2020-12-23T07:27:12","date_gmt":"2020-12-23T07:27:12","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=18254"},"modified":"2022-06-09T13:15:44","modified_gmt":"2022-06-09T13:15:44","slug":"bddk-covid-19-onlemlerini-guncelledi","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2020\/12\/23\/bddk-covid-19-onlemlerini-guncelledi\/","title":{"rendered":"BDDK COVID-19 \u00d6nlemlerini G\u00fcncelledi"},"content":{"rendered":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-18254-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2020\/12\/TUR-BDDK-COVID-19-Onlemlerini-Guncelledi-231220.mp3?_=1\" \/><a href=\"https:\/\/www.esin.av.tr\/wp-content\/uploads\/2020\/12\/TUR-BDDK-COVID-19-Onlemlerini-Guncelledi-231220.mp3\">https:\/\/www.esin.av.tr\/wp-content\/uploads\/2020\/12\/TUR-BDDK-COVID-19-Onlemlerini-Guncelledi-231220.mp3<\/a><\/audio>\n<p>&nbsp;<\/p>\n<p><strong>Yeni Geli\u015fme<\/strong><\/p>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (<strong>&#8220;BDDK&#8221;<\/strong>), COVID-19 salg\u0131n\u0131n\u0131n bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki olumsuz etkilerini azaltmak i\u00e7in ge\u00e7ici nitelikli baz\u0131 d\u00fczenlemeler yapm\u0131\u015ft\u0131. BDDK, 8 Aral\u0131k 2020 tarihinde yapt\u0131\u011f\u0131 a\u00e7\u0131klama ile bu d\u00fczenlemelerin baz\u0131lar\u0131n\u0131n s\u00fcresini uzat\u0131rken, baz\u0131 uygulamalar\u0131n ise sonland\u0131r\u0131lmas\u0131na karar verdi.<\/p>\n<p><strong>Kararlar Ne Anlama Geliyor?<\/strong><\/p>\n<p><em><strong><u>30 Haziran 2021&#8217;e kadar uygulanacak \u00f6nlemler<\/u><\/strong><\/em><\/p>\n<p>\u2022 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>Sermaye Yeterlili\u011fi: <\/strong>Bankalar, Bankalar\u0131n Sermaye Yeterlili\u011finin \u00d6l\u00e7\u00fclmesine ve De\u011ferlendirilmesine \u0130li\u015fkin Y\u00f6netmelik uyar\u0131nca kredi riskine esas tutar hesaplamas\u0131 yaparken; parasal varl\u0131klar ile parasal olmayan varl\u0131klardan, tarihi maliyet cinsinden \u00f6l\u00e7\u00fclen yapanc\u0131 para birimindeki kalemler d\u0131\u015f\u0131nda kalanlar\u0131n T\u00fcrkiye Muhasebe Standartlar\u0131 uyar\u0131nca de\u011ferlenmi\u015f tutarlar\u0131 ve ilgili \u00f6zel kar\u015f\u0131l\u0131k tutarlar\u0131n\u0131n hesaplamas\u0131nda, hesaplama tarihinden \u00f6nceki son 252 i\u015f g\u00fcn\u00fcne ait T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 d\u00f6viz al\u0131\u015f kurlar\u0131n\u0131n basit aritmetik ortalamas\u0131n\u0131 kullanabilecek.<\/p>\n<p>\u2022 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>\u00d6zkaynak: <\/strong>Bankalar, sahip olduklar\u0131 menkul k\u0131ymetlerden &#8220;Ger\u00e7e\u011fe Uygun De\u011fer Fark\u0131 Di\u011fer Kapsaml\u0131 Gelire Yans\u0131t\u0131lan Menkul De\u011ferler&#8221; portf\u00f6y\u00fcnde yer alanlar\u0131n net de\u011ferleme farklar\u0131n\u0131n negatif olmas\u0131 durumunda, bu farklar\u0131 Bankalar\u0131n \u00d6zkaynaklar\u0131na \u0130li\u015fkin Y\u00f6netmelik uyar\u0131nca hesaplanacak ve sermaye yeterlili\u011fi oran\u0131 i\u00e7in kullan\u0131lacak \u00f6zkaynak tutar\u0131nda dikkate almayabilecek.<\/p>\n<p>\u2022 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>Yabanc\u0131 Para Net Genel Pozisyonu Hesaplamas\u0131: <\/strong>Bankalar, sahip olduklar\u0131 menkul k\u0131ymetlerden, 23 Mart 2020 tarihi itibariyle portf\u00f6ylerinde yer alanlar\u0131n de\u011fer d\u00fc\u015f\u00fc\u015f kar\u015f\u0131l\u0131klar\u0131n\u0131n Yabanc\u0131 Para Net Genel Pozisyon \/ \u00d6zkaynak Standart Oran\u0131n\u0131n Bankalarca Konsolide ve Konsolide Olmayan Bazda Hesaplanmas\u0131 ve Uygulanmas\u0131 Hakk\u0131nda Y\u00f6netmelik kapsam\u0131nda yabanc\u0131 para net genel pozisyonu hesaplamas\u0131nda dikkate almayabilecek.<\/p>\n<p>\u2022 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>Kredilerin S\u0131n\u0131fland\u0131r\u0131lmas\u0131<\/strong>:<\/p>\n<p>1.Bankalar: <a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlBIVGVLRk1IaU45a1VuRlJZT255LzJRZzdiOWpuc21rYTA0M09wcEFlUWtZQTVlWkhmODBlbktQQzg2eVd6YklsQ0JuaGtDdzZubHJ3ZWZXR2owdlZhVUlVS0Q0ZG0yV3JWNkNobFlMRHBNPQ==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QIzfmouRA$\">31 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere bankalar, kredilerin \u0130kinci Grupta s\u0131n\u0131fland\u0131r\u0131lmas\u0131 i\u00e7in \u00f6ng\u00f6r\u00fclen 30 g\u00fcnl\u00fck gecikme s\u00fcresini, Birinci Grupta izlenen krediler i\u00e7in 90 g\u00fcn olarak uygulamaya devam edecek. Ayr\u0131ca bankalar, 30 g\u00fcnl\u00fck gecikmeye ra\u011fmen birinci grupta s\u0131n\u0131fland\u0131r\u0131lmaya devam olunan krediler i\u00e7in ayr\u0131lacak kar\u015f\u0131l\u0131klar\u0131, TFRS 9 kapsam\u0131nda beklenen kredi zarar\u0131n\u0131n hesaplanmas\u0131nda kulland\u0131klar\u0131 kendi risk modellerine g\u00f6re ay\u0131rmaya devam edebilecek.<\/p>\n<p><a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlBIVGVLRk1IaU45a1VuRlJZT255L3hJWFZ5eWNNTHh4MTlBRjBhN0FMZk1GWW9MaHdiZGIrNnNhQXN6TjJmYk00VmNUVGxrTzVqZkQ5dGFkK05YM0ExUmNSSUJBQlNjK0hlWU5KYWNxNnZnPQ==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QIMuNGnUw$\">18 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere bankalar, kredilerin donuk alacak olarak s\u0131n\u0131fland\u0131r\u0131lmas\u0131 i\u00e7in \u00f6ng\u00f6r\u00fclen 90 g\u00fcnl\u00fck gecikme s\u00fcresini 180 g\u00fcn olarak uygulamaya devam edecek. Ayr\u0131ca bankalar, 90 g\u00fcnl\u00fck gecikmeye ra\u011fmen ikinci grupta s\u0131n\u0131fland\u0131r\u0131lmaya devam olunan krediler i\u00e7in ayr\u0131lacak kar\u015f\u0131l\u0131klar\u0131, TFRS 9 kapsam\u0131nda beklenen kredi zarar\u0131n\u0131n hesaplanmas\u0131nda kulland\u0131klar\u0131 kendi risk modellerine g\u00f6re ay\u0131rabilecek.<\/p>\n<p>Bankalar, yeniden yap\u0131land\u0131r\u0131larak canl\u0131 alacak olarak s\u0131n\u0131fland\u0131r\u0131lan ve bir y\u0131ll\u0131k izleme s\u00fcresi i\u00e7inde anapara ve\/veya faiz \u00f6demesi otuz g\u00fcnden fazla geciken veya bu izleme s\u00fcresi i\u00e7inde bir kez daha yeniden yap\u0131land\u0131rmaya tabi tutulan kredi ve di\u011fer alacaklar\u0131 \u00fc\u00e7\u00fcnc\u00fc grupta s\u0131n\u0131fland\u0131rmamaya devam edebilecek.<\/p>\n<p>Bankalar\u0131n alacaklar\u0131ndan dolay\u0131 edindikleri varl\u0131klar\u0131 edinim tarihinden itibaren \u00fc\u00e7 y\u0131l i\u00e7inde elden \u00e7\u0131karmalar\u0131na ili\u015fkin y\u00fck\u00fcml\u00fcl\u00fck uygulanmamaya devam edecek.<\/p>\n<p>Geri al\u0131m hakk\u0131 uygulamas\u0131 kapsam\u0131nda teminat\u0131 bankaca kredi borcuna kar\u015f\u0131l\u0131k olarak edinilen veya ayni olarak \u00f6deme yap\u0131lan krediler, canl\u0131 alacak olarak s\u0131n\u0131fland\u0131r\u0131labilecek. Yeniden yap\u0131land\u0131r\u0131lan donuk alacaklar, bir y\u0131l yerine alt\u0131 ay olarak uygulanacak izleme s\u00fcresiyle ikinci grup alt\u0131nda yeniden yap\u0131land\u0131r\u0131lm\u0131\u015f bir alacak olarak s\u0131n\u0131fland\u0131r\u0131labilecek.<\/p>\n<p>2.Finansal Kurulu\u015flar: <a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlN2aUtrZk5IZkZ5dHJIK1lZdER2bVVqeEdKY2gvaGZUVHR1RWd6am5tbGswMUQ3U3g5UjYxQlB6ek5rZWZaVTFFL2NjYU85S0tiRXl3TXRIemJTV3ppZUtFaE5YVkVaeQ==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QImnXXI3A$\">24 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere, 90 g\u00fcnl\u00fck gecikme s\u00fcresi faktoring ve finansman \u015firketlerinde 180 g\u00fcn ve finansal kiralama \u015firketlerince 240 g\u00fcn olarak uygulanmaya devam edecek. Ayr\u0131ca, 90 g\u00fcnl\u00fck gecikmeye ra\u011fmen &#8220;Tasfiye Olunacak Alacaklar&#8221; hesab\u0131na aktar\u0131lmayan alacaklar i\u00e7in bu finansal kurulu\u015flar kendi risk modellerine g\u00f6re kar\u015f\u0131l\u0131k ay\u0131racak.<\/p>\n<ul>\n<li>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>Kredi Kart\u0131 Taksitlendirmeleri: <\/strong><a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlBIVGVLRk1IaU45a1VuRlJZT255LzJRZzdiOWpuc21rYTA0M09wcEFlUWtZQTVlWkhmODBlbktQQzg2eVd6YklsQ0JuaGtDdzZubHJ3ZWZXR2owdlZhVUlVS0Q0ZG0yV3JWNkNobFlMRHBNPQ==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QIzfmouRA$\">31 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere, t\u00fcketici ve ta\u015f\u0131t kredilerinin anapara ve faiz \u00f6demeleri 31 Aral\u0131k 2020 tarihine kadar ertelenebiliyor ve bu durumda bankalar ile finansal kurulu\u015flar, erteleme s\u00fcresini belirlerken 48 ila 60 ay aras\u0131 de\u011fi\u015fen vade s\u0131n\u0131rlar\u0131n\u0131 dikkate almayabiliyordu. Art\u0131k bu \u00f6demeler, 30 Haziran 2021 tarihine kadar uzat\u0131labilecek.<br \/>\nKart \u00e7\u0131karan kurulu\u015flar, istedikleri takdirde asgari \u00f6deme tutar\u0131 \u00f6denmeyen kredi kartlar\u0131n\u0131 kullan\u0131ma kapatmayabilecek.<a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlN2aUtrZk5IZkZ5Q1gvMVdub3Q1NnJMTFRBbTJlVkdWZTJPRURzemY4YUppYUNEbjdNL3J4aUQyN09WeXllSkovRk1jVzlIazBaZXhSNjhUaDhSOFdKakNOMHg3dXozeA==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QI6Bu7Igg$\">31 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere bankalar, kart bor\u00e7lar\u0131n\u0131 \u00f6teledikleri s\u00fcre boyunca kart hamillerinden asgari tutar da dahil olmak \u00fczere alacaklar\u0131n\u0131 takip etmeyerek \u00f6demesiz d\u00f6nemler tan\u0131mlayabilecek.<em><strong><u>Son Verilen Uygulamalar<\/u><\/strong><\/em><\/p>\n<p>Ger\u00e7ek ki\u015filerin g\u00fcnl\u00fck 100.000 USD ve \u00fczerinde (veya di\u011fer d\u00f6viz cinslerinde buna denk gelen tutarda) d\u00f6viz (efektif d\u00e2hil) al\u0131m i\u015flemlerinde d\u00f6vizin ilgilinin hesab\u0131na aktar\u0131lmas\u0131n\u0131n, kullan\u0131ma a\u00e7\u0131lmas\u0131n\u0131n veya fiziki teslimat\u0131n\u0131n bir i\u015f g\u00fcn\u00fc val\u00f6rl\u00fc olarak ger\u00e7ekle\u015ftirilmesi uygulamas\u0131 ile ger\u00e7ek ve t\u00fczel ki\u015filerin g\u00fcnl\u00fck 100 gram ve \u00fczerinde alt\u0131n al\u0131m i\u015flemlerinde, alt\u0131n\u0131n ilgilinin hesab\u0131na aktar\u0131lmas\u0131n\u0131n veya kullan\u0131ma a\u00e7\u0131lmas\u0131n\u0131n bir i\u015f g\u00fcn\u00fc val\u00f6rl\u00fc olarak ger\u00e7ekle\u015ftirilmesi uygulamas\u0131na son verilmi\u015ftir.<\/p>\n<p><em><strong><u>31 Aral\u0131k 2020 Tarihinde Son Bulacak Uygulamalar<\/u><\/strong><\/em><\/p>\n<p>BDDK, yukar\u0131da ele al\u0131nan uygulamalar d\u0131\u015f\u0131ndaki COVID-19 uygulamalar\u0131n\u0131n 31 Aral\u0131k 2020 tarihinde sonland\u0131r\u0131laca\u011f\u0131na karar verdi. Buna g\u00f6re:<\/li>\n<\/ul>\n<ul>\n<li><a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlBIVGVLRk1IaU45a1VuRlJZT255LzJRZzdiOWpuc21rbm82d055UHBSMUlqMFd6VTVkQkZqbVR2ZnlTdVNlb24wMElGVWdHTmNhMnN2MlhqVHYyUGdhMzdrNDZ4Q1VPcw==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QJxHEEB2g$\">30 Mart 2020 tarihli Hukuk B\u00fcltenimizde<\/a> belirtti\u011fimiz \u00fczere, mevduat ve kat\u0131l\u0131m bankalar\u0131 Likidite Kar\u015f\u0131lama Oran\u0131, kalk\u0131nma ve yat\u0131r\u0131m bankalar\u0131 ise Likidite Yeterlilik Oran\u0131 sa\u011flama y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcnden y\u0131l sonuna kadar muaf say\u0131lacak.<\/li>\n<li><a href=\"https:\/\/urldefense.com\/v3\/__https:\/esinxchange.com\/collect\/click.aspx?u=dnlIVVduZjVWbTRCZTR4c3RNMno1NWl4YXh0cjU5ODhQa1c3WTRENXJOdW9JTW5BUmk2Ky9LNnh6VXRwcDZldlBIVGVLRk1IaU45a1VuRlJZT255LzJRZzdiOWpuc21rYTA0M09wcEFlUW1KSlNwc2xiNDY0aGlSQnNpM2FLTmd2L3k2Vld3YVNKRDQ0NEpHa1ZxUk1FejZwOGNJYzlLOU5FS1FkZERnZXhvPQ==&amp;rh=ff00700946e609011a5e8eb12f44aadc6ad6b6c8__;!!Hj9Y_P0nvg!Ac-hbPAkOmO8pFrAmwxOjABv3t3hUPCbceCd3p8GRZT3eOAKWqlqp9Zt2Cxw_QKFH3CFZw$\">6 Nisan 2020 tarihli Hukuk B\u00fcltenimizde<\/a> a\u00e7\u0131klad\u0131\u011f\u0131m\u0131z, BDDK&#8217;n\u0131n Nisan ay\u0131nda bankalar ve finansal kurumlara tan\u0131d\u0131\u011f\u0131 finansal raporlama kolayl\u0131\u011f\u0131 y\u0131l sonuna kadar devam edecek.<\/li>\n<li>Bankalar, faiz riski standart rasyolar\u0131n\u0131n %20&#8217;yi a\u015fmas\u0131 halinde a\u015f\u0131m tutar\u0131n\u0131, sermaye yeterlili\u011fi standart oran\u0131 hesaplan\u0131rken \u00f6zkaynaklardan indirmemeye y\u0131l sonuna kadar devam edebilecek.<\/li>\n<li>Bankalar, y\u0131l sonuna kadar finansal teminatlara ili\u015fkin asgari alt\u0131 ayda bir yap\u0131lmas\u0131 gereken ger\u00e7e\u011fe uygun de\u011fer hesaplamas\u0131 yapmayarak 31 Aral\u0131k 2019 tarihindeki ger\u00e7e\u011fe uygun de\u011ferleri ge\u00e7erli kabul edebilecek.<\/li>\n<\/ul>\n<p><strong>Sonu\u00e7<\/strong><\/p>\n<p>BDDK, yeni kararlar\u0131 ile bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc yak\u0131ndan ilgilendiren yeni uygulamalar\u0131n gelecekte ne \u015fekilde devam edece\u011fini netle\u015ftirdi ve a\u011f\u0131rla\u015fan COVID-19 salg\u0131n\u0131na kar\u015f\u0131 finansal kurulu\u015flar ve m\u00fc\u015fterilerine sa\u011flad\u0131\u011f\u0131 esneklikleri devam ettirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Yeni Geli\u015fme Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;BDDK&#8221;), COVID-19 salg\u0131n\u0131n\u0131n bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki olumsuz etkilerini azaltmak i\u00e7in ge\u00e7ici nitelikli baz\u0131 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120,149],"tags":[90],"class_list":["post-18254","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","category-covid-19-tr","tag-banking-finance-tr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BDDK COVID-19 \u00d6nlemlerini G\u00fcncelledi<\/title>\n<meta name=\"description\" content=\"&nbsp; Yeni Geli\u015fme Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&quot;BDDK&quot;), COVID-19 salg\u0131n\u0131n\u0131n bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki olumsuz etkilerini azaltmak i\u00e7in ge\u00e7ici\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.esin.av.tr\/tr\/2020\/12\/23\/bddk-covid-19-onlemlerini-guncelledi\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BDDK COVID-19 \u00d6nlemlerini G\u00fcncelledi\" \/>\n<meta property=\"og:description\" content=\"&nbsp; 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