{"id":16557,"date":"2020-06-25T08:16:22","date_gmt":"2020-06-25T08:16:22","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=16557"},"modified":"2022-06-09T13:06:09","modified_gmt":"2022-06-09T13:06:09","slug":"tcmb-zorunlu-karsilik-tesviklerini-genisletti","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2020\/06\/25\/tcmb-zorunlu-karsilik-tesviklerini-genisletti\/","title":{"rendered":"TCMB, Zorunlu Kar\u015f\u0131l\u0131k Te\u015fviklerini Geni\u015fletti"},"content":{"rendered":"

Yeni Geli\u015fme<\/strong><\/p>\n

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (“TCMB<\/strong>“), 2013\/15 say\u0131l\u0131 Zorunlu Kar\u015f\u0131l\u0131klar Hakk\u0131nda Tebli\u011f’de de\u011fi\u015fiklik yapt\u0131 (“De\u011fi\u015fiklik<\/strong>“).<\/p>\n

De\u011fi\u015fiklik Ne Getiriyor?<\/strong><\/p>\n

TCMB, Aral\u0131k 2019’da bankalar\u0131n zorunlu kar\u015f\u0131l\u0131k te\u015fviklerinden yararlanabilmesi i\u00e7in belli \u015fartlar \u00f6ng\u00f6rm\u00fc\u015ft\u00fc. Buna g\u00f6re, yaln\u0131zca (i) y\u0131ll\u0131k kredi b\u00fcy\u00fcme oran\u0131 %15’in \u00fczerinde ve uyarlanm\u0131\u015f y\u0131ll\u0131k kredi b\u00fcy\u00fcme oran\u0131 %15’ten k\u00fc\u00e7\u00fck olan bankalar (%15 dahil) (“Grup 1<\/strong>“) ile (ii) y\u0131ll\u0131k kredi b\u00fcy\u00fcme oran\u0131 15%’in alt\u0131nda (%15 dahil) ve uyarlanm\u0131\u015f y\u0131ll\u0131k kredi b\u00fcy\u00fcme oran\u0131 %5’ten b\u00fcy\u00fck (%5 dahil) bankalar zorunlu kar\u015f\u0131l\u0131k te\u015fviklerinden yararlanabilmektedir.<\/p>\n

De\u011fi\u015fiklik uyar\u0131nca, y\u0131ll\u0131k reel kredi b\u00fcy\u00fcme oran\u0131 ve uyarlanm\u0131\u015f y\u0131ll\u0131k reel kredi b\u00fcy\u00fcme oran\u0131 %15’in \u00fczerinde olan bankalar da 25 Aral\u0131k 2020 tarihine kadar Grup 1 kapsam\u0131nda de\u011ferlendirilecek ve zorunlu kar\u015f\u0131l\u0131k te\u015fviklerinden yararlanabilecekler.<\/p>\n

De\u011fi\u015fiklik ile Grup 1’in kapsam\u0131 geni\u015fletilmi\u015fken, Grup 2’nin kapsam\u0131nda bir de\u011fi\u015fiklik s\u00f6z konusu olmad\u0131.<\/p>\n

De\u011fi\u015fiklik, 12 Haziran 2020 tarihinden itibaren geriye d\u00f6n\u00fck olarak etkili olacakt\u0131r.<\/p>\n

Zorunlu kar\u015f\u0131l\u0131k te\u015fviklerine dair daha fazla bilgi almak i\u00e7in 17 Aral\u0131k 2019 tarihli Hukuk B\u00fcltenimize<\/a><\/u><\/strong> bakabilirsiniz.<\/p>\n

Sonu\u00e7<\/strong><\/p>\n

COVID-19 salg\u0131n\u0131n ekonomideki olumsuz etkileri sonucu kurumlar\u0131n ve bireylerin kredi taleplerinde art\u0131\u015f ya\u015fand\u0131. TCMB, zorunlu kar\u015f\u0131l\u0131klar\u0131n etkin bir \u015fekilde kullan\u0131lmas\u0131n\u0131 sa\u011flamak ve k\u0131sa vadeli kredilerin faiz oranlar\u0131n\u0131 desteklemek ad\u0131na, ge\u00e7ici bir s\u00fcre i\u00e7in zorunlu kar\u015f\u0131l\u0131k te\u015fviklerden yararlanabilecek bankalar\u0131n kapsam\u0131n\u0131 geni\u015fletti.<\/p>\n","protected":false},"excerpt":{"rendered":"

Yeni Geli\u015fme T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (“TCMB“), 2013\/15 say\u0131l\u0131 Zorunlu Kar\u015f\u0131l\u0131klar Hakk\u0131nda Tebli\u011f’de de\u011fi\u015fiklik yapt\u0131 (“De\u011fi\u015fiklik“). De\u011fi\u015fiklik Ne Getiriyor? TCMB, […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120,149],"tags":[90],"class_list":["post-16557","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","category-covid-19-tr","tag-banking-finance-tr"],"acf":[],"yoast_head":"\nTCMB, Zorunlu Kar\u015f\u0131l\u0131k Te\u015fviklerini Geni\u015fletti<\/title>\n<meta name=\"description\" content=\"Yeni Geli\u015fme T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 ("TCMB"), 2013\/15 say\u0131l\u0131 Zorunlu Kar\u015f\u0131l\u0131klar Hakk\u0131nda Tebli\u011f'de de\u011fi\u015fiklik yapt\u0131 ("De\u011fi\u015fiklik"). 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