{"id":15343,"date":"2020-03-31T13:31:55","date_gmt":"2020-03-31T13:31:55","guid":{"rendered":"https:\/\/www.esin.av.tr\/?p=15343"},"modified":"2022-06-09T12:46:45","modified_gmt":"2022-06-09T12:46:45","slug":"covid-19-bddkdan-kredi-islemlerine-iliskin-yeni-tedbirler","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2020\/03\/31\/covid-19-bddkdan-kredi-islemlerine-iliskin-yeni-tedbirler\/","title":{"rendered":"COVID-19: BDDK&#8217;dan Kredi \u0130\u015flemlerine \u0130li\u015fkin Yeni Tedbirler"},"content":{"rendered":"<p><strong>Yeni Geli\u015fmeler<\/strong><\/p>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;<strong>BDDK<\/strong>&#8220;), 27 Mart 2020 tarihli, \u00a08970 ve 8971 say\u0131l\u0131 kararlar\u0131yla COVID-19 salg\u0131n\u0131 ile ilgili ald\u0131\u011f\u0131 \u00f6nlemlere yenilerini ekledi.<\/p>\n<p><strong>Al\u0131nan Tedbirler<\/strong><\/p>\n<ul>\n<li>Bankalar, finansal kiralama, faktoring ve finansman \u015firketleri taraf\u0131nda kulland\u0131r\u0131lan t\u00fcketici ve ta\u015f\u0131t kredilerinin anapara ve faiz \u00f6demelerinin 31 Aral\u0131k 2020 tarihine kadar ertelenmesi halinde erteleme s\u00fcresi, 48 ila 60 ay aras\u0131 de\u011fi\u015fen vade s\u0131n\u0131rlar\u0131n\u0131n belirlenmesinde dikkate al\u0131nmayacakt\u0131r.<\/li>\n<li>Kredilerin birinci gruptan ikinci gruba d\u00fc\u015fmesi i\u00e7in \u00f6ng\u00f6r\u00fclen 30 g\u00fcnl\u00fck gecikme s\u00fcresi, 17 Mart 2020 tarihinden itibaren ge\u00e7erli olmak \u00fczere 31 Aral\u0131k 2020 tarihine kadar 90 g\u00fcn olarak uygulanacakt\u0131r. 30 g\u00fcnl\u00fck gecikmeye ra\u011fmen birinci grupta s\u0131n\u0131fland\u0131r\u0131lmaya devam olunan krediler i\u00e7in ayr\u0131lacak kar\u015f\u0131l\u0131klar, bankalar\u0131n TFRS 9 kapsam\u0131nda beklenen kredi zarar\u0131n\u0131n hesaplanmas\u0131nda kulland\u0131klar\u0131 kendi risk modellerine g\u00f6re ayr\u0131lmaya devam edilecek.<\/li>\n<\/ul>\n<p><strong>Sonu\u00e7<\/strong><\/p>\n<p>BDDK, kredi temerr\u00fctleri ve kredi ertelemelerinde esneklik sa\u011flayarak, COVID-19 nedeniyle ekonomik ve ticari faaliyetlerde olu\u015fmas\u0131 beklenen olumsuzluklar\u0131 hafifletmeyi ama\u00e7l\u0131yor<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;BDDK&#8220;), 27 Mart 2020 tarihli, \u00a08970 ve 8971 say\u0131l\u0131 kararlar\u0131yla COVID-19 salg\u0131n\u0131 ile [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[149,120],"tags":[90],"class_list":["post-15343","post","type-post","status-publish","format-standard","hentry","category-covid-19-tr","category-legal-alerts","tag-banking-finance-tr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>COVID-19: BDDK&#039;dan Kredi \u0130\u015flemlerine \u0130li\u015fkin Yeni Tedbirler<\/title>\n<meta name=\"description\" content=\"Yeni Geli\u015fmeler Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&quot;BDDK&quot;), 27 Mart 2020 tarihli, \u00a08970 ve 8971 say\u0131l\u0131 kararlar\u0131yla COVID-19 salg\u0131n\u0131 ile ilgili\" \/>\n<meta name=\"robots\" content=\"index, follow, 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