{"id":14758,"date":"2020-03-18T22:02:00","date_gmt":"2020-03-18T22:02:00","guid":{"rendered":"http:\/\/upt.esin.av.tr\/?post_type=coronahelpdesk&#038;p=14758"},"modified":"2022-06-09T12:43:41","modified_gmt":"2022-06-09T12:43:41","slug":"bddkdan-kredi-temerrutleri-icin-covid-19-tedbirleri","status":"publish","type":"post","link":"https:\/\/www.esin.av.tr\/tr\/2020\/03\/18\/bddkdan-kredi-temerrutleri-icin-covid-19-tedbirleri\/","title":{"rendered":"BDDK&#8217;dan Kredi Temerr\u00fctleri \u0130\u00e7in COVID-19 Tedbirleri"},"content":{"rendered":"<h3>Yeni Geli\u015fmeler<\/h3>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (&#8220;<strong>BDDK<\/strong>&#8220;), 17 Mart 2020 tarihli ve 8948 say\u0131l\u0131 karar\u0131yla COVID-19<br \/>\nsalg\u0131n\u0131 ile ilgili \u00e7e\u015fitli \u00f6nlemler ald\u0131.<\/p>\n<h3>Tedbirler Ne Anlama Geliyor?<\/h3>\n<ul>\n<li>Kredilerin donuk alacak olarak s\u0131n\u0131fland\u0131r\u0131lmas\u0131 i\u00e7in \u00f6ng\u00f6r\u00fclen 90 g\u00fcnl\u00fck temerr\u00fct s\u00fcresi 180 g\u00fcne<br \/>\n\u00e7\u0131kar\u0131ld\u0131.<\/li>\n<li>Bankalar, 90 g\u00fcnl\u00fck temerr\u00fcde ra\u011fmen ikinci grupta s\u0131n\u0131fland\u0131rmaya devam ettikleri krediler i\u00e7in<br \/>\nay\u0131racaklar\u0131 kar\u015f\u0131l\u0131klar\u0131, TFRS 9 kapsam\u0131nda beklenen kredi zarar\u0131n\u0131n hesaplanmas\u0131nda kulland\u0131klar\u0131<br \/>\nkendi risk modellerine g\u00f6re ay\u0131rmaya devam edecek.<\/li>\n<li>Bankalar\u0131n yeniden yap\u0131land\u0131r\u0131larak canl\u0131 alacak olarak s\u0131n\u0131fland\u0131r\u0131lan ve bir y\u0131ll\u0131k izleme s\u00fcresi i\u00e7inde<br \/>\nanapara ve\/veya faiz \u00f6demesi otuz g\u00fcnden fazla geciken veya bu izleme s\u00fcresi i\u00e7inde bir kez daha<br \/>\nyeniden yap\u0131land\u0131rmaya tabi tutulan kredi ve di\u011fer alacaklar\u0131 \u00fc\u00e7\u00fcnc\u00fc grupta s\u0131n\u0131fland\u0131rma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc<br \/>\nkald\u0131r\u0131ld\u0131.<\/li>\n<li>Bu \u00f6nlemler 31 Aral\u0131k 2020&#8217;ye kadar ge\u00e7erli olup, her t\u00fcrl\u00fc kredi ve bilan\u00e7o aktifinde kay\u0131tl\u0131 di\u011fer<br \/>\nalacaklar\u0131 kapsayacak.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3>Sonu\u00e7<\/h3>\n<p>BDDK, kredi temerr\u00fctleri ve finansman ko\u015fullar\u0131na esneklik sa\u011flayarak, COVID-19 nedeniyle ekonomik ve ticari<br \/>\nfaaliyetlerde olu\u015fmas\u0131 beklenen olumsuzluklar\u0131 hafifletmeyi ama\u00e7l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\u201cBDDK\u201c), 17 Mart 2020 tarihli ve 8948 say\u0131l\u0131 karar\u0131yla COVID-19 salg\u0131n\u0131 ile ilgili \u00e7e\u015fitli \u00f6nlemler ald\u0131.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","footnotes":""},"categories":[120],"tags":[152],"class_list":["post-14758","post","type-post","status-publish","format-standard","hentry","category-legal-alerts","tag-covid-19-tr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BDDK&#039;dan Kredi Temerr\u00fctleri \u0130\u00e7in COVID-19 Tedbirleri<\/title>\n<meta name=\"description\" content=\"Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (\u201cBDDK\u201c), 17 Mart 2020 tarihli ve 8948 say\u0131l\u0131 karar\u0131yla COVID-19 salg\u0131n\u0131 ile ilgili \u00e7e\u015fitli \u00f6nlemler ald\u0131.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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